‘Taking out a mortgage, particularly for the first time, is one of the most significant decisions and one of the greatest financial commitments that most people take on in their lifetime. It is an extremely stressful process, with many essential steps along the way. There is little room for error, particularly in the current Irish banking environment, and so, being fully informed about all that needs to be done before one successfully obtains the key of the house is essential. However, it is not straightforward. In The Mortgage Coach, Joey Sheahan, in a very methodical and understandable manner, takes anybody considering taking out a mortgage to purchase a house through the whole process, including the preparation that needs to be done, the legal process, the engineer’s report and snag list, and much more besides, before one successfully progresses to the end of the process. It is vital to avoid mistakes that could prove fateful, and in this regard, The Mortgage Coach will prove an invaluable ally.
‘For anybody taking out a mortgage, particularly for the first time, I would strongly recommend this book. From a cost- benefit perspective, the time invested in reading this book and the monetary cost would be far outweighed by the benefits. In today’s Ireland, taking out a mortgage is a very complicated process and to quote another Corkonian, “fail to prepare, prepare to fail”. Joey Sheahan clearly has a deep understanding of the mortgage market and the mortgage process and, most importantly, can deliver the message in a very user-friendly manner, without the use of the type of jargon that is so commonplace amongst many practitioners in this market. For anybody interested in understanding the mortgage market, this book will make for very useful reading.’